Showing posts with label mortgage. Show all posts
Showing posts with label mortgage. Show all posts

Thursday, December 04, 2008

12/4 I'm a homeowner again

After a series of mistakes, mishaps, and miscommunications I finally own my home. Kris and I met at 4 PM yesterday at the abstract office, and they didn't have the paperwork yet from my incompetent mortgage closer.

Despite that, we finished before five. Kris and I hugged outside in the snow and we both said, "Finally." I've lived here eight months already.

We're both very pleased. She's been a great landlord, don't get me wrong, but I want this tax help.

My little cottage was built in 1896, making it 112 years old. (I'll make it's birthday be 12/3/1896--that'll be easy to remember. The third of December is when I bought it.)

We both would have loved to have celebrated with nice dinner and drink, but I had to get to QU and teach the last class of the semester. It went really well.

Cindy did a great job with Gussie while I was gone. And, Cin, thanks so much for putting some salt on my back walk. I wanted to buy some, but couldn't carry it. Anyway, thanks a lot.

Gussie was at the groomer yesterday. I finally found one I like--Buttons and Bows and 24th and Spring. They're open from 6:30 AM until 2 or so. So it's easy to drop him off before work and pick him up on my lunch hour. They did a great job on the "face, feet, and butt" grooming. Yep, I left the rest of him long-haired for now. Figured he had a built in winter coat as a lhasa apso, so I'll take advantage of it. He not only looks like an Ewok, he blends in with the snow and it's hard to see him at night in the back yard.

Yay. I own my home. Love to all.

PS--don't forget to read my new Mental Health Column.

Wednesday, October 29, 2008

10/29 House woes

Mortgage company called with little things that must be done to the house before closing. I told them to email it to me because I'm old and can't remember things on the phone. So that's what they're doing.

Plus the toilet in the master bedroom is leaking. Luckily it's clean water from the tank. I turned off the water, but can't get down to tighten the bolt. I told Kris I think she can do it; that we don't need to bother her dad with it. If I could bend well, I could do it. My animals liked it because it was another place they could get a drink of water. Unfortunately it soaked the old carpeting in there and it smells nasty. Guess I'll have to get the carpet cleaners in again--between that, Hunter's vomit stain, and Gussie's pee stain.

But at least we're getting close to closing on the house. That'll be nice. I'll have to find my own handyman however. It's easy when someone else is responsible for it. :) But I can't wait until it's all done. One less thing to worry about.

Tuesday, September 16, 2008

9/16 Just call me snot-faced

Or drippy-nose, or sneezy-head, or Dopey. Wait, not the last one.

I'm kind of scared I'll start sneezing during the MRI tomorrow. That would really be awful.

Today has just not been a good day. But Gus is happy. He was at Doggy Day Care and is passed out already. "A tired dog is a happy dog."

It'll sure be an early night for me-I'll go to sleep right after Biggest Loser.

Oh, and my pre-approval expired. About two days before I got the down payment money. Amazing. But the GREAT news is that the percentage went down from 6.7% to 6.0% Can't complain about that. My new approval will be done ASAP.

Friday, March 07, 2008

3/7 I'm not perfect

Hope you're not disillusioned, but I'm not perfect.

Besides arthritis, I have bursitis in my shoulder and hip. Plus my right leg is a half inch shorter than my left one. Additionally I have a hernia. But it's not a problem, as long as it doesn't strangle the internal stuff that's involved. Then it's a medical emergency. I am not supposed to lie on my right side. Plus I should either have a bigger bed or not let my dog sleep with me. (My bursitis flare up is because of the dog.)

Other than that, I'm perfect.

Oh, and there's good news. Genia is indeed riding to Quincy with me. Hooray! I'm very happy. And secondly I got my pre-approval on my mortgage in Quincy. Called Kris and she's happy too!

Now all I have to do is sell the Biloxi house.

Thursday, February 21, 2008

2/21 Time? Anyone have time?

I can't believe all the stuff I have to do prior to leaving here on March 21. Oh, my.

Today I found out that CitMortgage doesn't do bridge loans, so I'm in process of getting a pre-approval letter, so when the time comes, it won't take long at all to get the mortgage. In the meantime, if my home doesn't sell before I leave, Kris will rent to me until my house sells.

Even though the market is rotten elsewhere, it's still pretty good here, because of the storm. So I'm pretty confident that it will sell within a reasonable period of time.

It's raining horribly here, and I have to take Q to dog training class tonight. But it's supposed to be beautiful over the weekend--70 and sunny. Yay.

Friday, March 09, 2007

3/9 No go on the house

I made an offer, he countered, I countered, but he wouldn't budge. I was already going to pay $10,000 more than I'd planned on. And if I accepted his counter offer it would be $15,000 more than I'd planned.

I'm really sad. Loved that house.

So back to square one. Sigh.