I'm so angry at my bank. I HATE BANKS! Let it be known.
What started as an innocent, although stupid, overdraft has escalated into full-scale war. I spent $90 on meds and forgot to note it. Ultimately it resulted in a negative balance. Damn! But no big deal, because it's just a mistake, and I'll be charged $34 (robbery), but everything will be copacetic immediately following.
I transferred $157 into my checking account as soon as I noticed the overdraft. (That was all I had in my "immediate access" laughingly-called savings account.)
But by then other (small) charges had come through--four of them, and I was charged $34 x 4. Then I acquired $200, put it in, and I'm still overdrawn. Why? Because when I had transferred the $157, I thought I had some extra cash and bought a Starbuck's coffee for $1.85. That great-tasting cup of coffee cost me $35.85.
(I don't want to hear that banks have to make money. I know that. And I know THIS WAS ALL MY FAULT. But it's my blog and I can rant about stupid, stupid banks all I want to.)